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Savings
LOANS
Mobile Banking

Growth Savers

This account is suitable for individuals with a regular income and business people.

Features:

Attractive interest rates

No charges

Minimum book balance of K100.00

Competitive interest paid twice a year

Withdrawals allowed four times a year

Internet banking services

Free quarterly statement

Benefits

Internet banking services

Mobile banking services

Access to a wide range of NATSAVE branch network.

Institutional Loan

Institutional Loans are offered to employees of Institutions that have a signed memorandum of understanding with the bank.

Features:

Employees of these institutions can have access to loans without the condition of maintaining prior to getting a loan.

Repayment period is 12 to 60 months and deductions are made by the employer through the payroll. The employer then remits the payment to the bank monthly

Pensioners Account

This account is specifically designed for pensioners and those planning to retire.

Features:

Minimum balance required

No charges

Transaction fee of K1.00

SMS alerts on account

Free monthly account statement

Benefits

Internet banking services
Mobile banking services
Access to a wide range of NATSAVE branch network.

Mobile Banking

Mobile banking is a service provided by Natsave to allows customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Using this service you are able to do the following on your account

Check Balance

Statements

Fund Transfer
Bill payment

Airtime Topup

Pin Change

Micro / Meduim Enterprise Loan

Micro/Meduim Enterprise Loan

Micro/ Medium Enterprise loan is meant to provide working capital to the micro enterprises.Customers borrowing will have to comply with requirements under normal commercial lending.

Features:

Offered to individuals and businesses

Applicant must have an active account which has operated for at list 6 months

Term of loan not to exceed 36 months

Security required

Karibu Savings

Karibu Personal Account

This is meant for refugee communities around the country and refugee agencies that exist to support the welfare of refugees in the country.

Features:

Access to mobile and internet banking services
Access to wide branch network
Personalised customer service
No account maintenance fee
Favourable interest rate

Benefits

Internet banking services
Mobile banking services
Access to a wide range of NATSAVE branch network.

Asset Plus Loan

This is an innovative facility to provide loans to Micro, Small and Medium Enterprises (MSME) for the purchase of equipment and implements they need to enhance productivity and profitability. This can be accessed by individuals, Companies etc. Terms and Conditions apply

Features:

Offered to individuals and business names
Applicant must have an active account which has operated for at list 6 months
Term of loan not to exceed 36 months

Pamodzi Account

Pamodzi Savings Account

This is a group savings account operating in the urban and rural areas

Features:

Book balance K20.00

SMS alerts

Mobile banking

No account maintenance fee
Access to group credit facilities

Benefits

Internet banking services
Mobile banking services
Access to a wide range of NATSAVE branch network.

Minor Savings

Minor Savings Account

This account is targeted at children who are below the ages of 16. This account requires a parent/guardian to be the primary account holder while having the minor as a secondary account holder.

Features:

Parents/Guardians can open an account on behalf of children.

Account bears the child's name

Account held in trust by the parents/guardian acting as core signatory

Low book balance

No account monthly maintenance fees

Deposits can be made as many times as possible

SMS alert on account

Benefits

Internet banking services
Mobile banking services
Access to a wide range of NATSAVE branch network.